Thursday, February 28, 2008

Fast Student Loans

Need a fast student loan? A fast student loan would be an unsecured private consumer loan for your education financing needs. Loans are available for Kindergarten through 12th grade schools. A fast student loan can also help pay for expenses related to school but that may not be covered by other forms of financial aid. You are busy and deadlines are approaching. You can apply usually online or over the phone in as little as 15 minutes, depending on your financial institution.

Undergraduates may choose to defer repayment of principal and interest for six months after graduation or ceasing to be enrolled at least half time. Immediate repayment and interest only repayment options are also available. Graduate repayment is automatically deferred. Continuing education borrowers begin repayment as earlier as 180 days after the student graduates or earns a certificate; or 180 days after the student ceases to be enrolled; or two years after the date of the loan disbursement. A fast student loan for Kindergarten through 12th grade school would have an immediate repayment plan.

Undergraduate and graduate borrowers may borrow annually up to the lesser of the cost of attendance or $30,000 ($40,000 for certain schools where it has been determined that the annual cost of attendance exceeds $30,000) and up to the aggregate amount of $130,000. Borrowers in continuing education and K-12 loan programs may borrow annually up to $30,000 and up to the aggregate amount of $130,000.

Do your research. Check all your options out. Make sure you have exhausted all your Federal Assisted loans and any other loans available to you before you go for a fast student loan. The price may be high, but if you need the funds to continue your education, you at least have options.